Backpacker travel insurance


You can use this eb site to find the best travel insurance for long stay holidays and excursions.

or Backpacker travel insurance

UK residents make over 58 million overseas trips each year. But as many as 1 in 7 of them fail to take out adequate long stay travel insurance . It is a situation that spoils thousands of holidays each year. As all travellers face some level of risk a bit of pre-planning will prove invaluable once you are on your way. Here are some long adventure travel insurance companies for the UK ...
  1. Insure & Go
    0870 901 3674
  2. Gosure
    0207 581 473
  3. Endsleigh
    0800 028 3571
Last updated Feb 2004. The main long adventure travel insurance sites in the UK which offer the cheapest price for the best backpacker holiday insurance in the UK can be found at LongStay INS .

Five locations where injuries are most likely to occur:

Source - FirstAssist

Roads. From simple cuts and bruises to severe head / body injuries. Some RTA's result in fatalities and as well as the trauma this brings to family members, the costs of repatriating remains or a funeral abroad can run into thousands of pounds.

The Beach. Including drowning, jet ski accidents , parascending accidents, head and neck injuries, (e.g. from diving into the sea), injuries due to heavy surf, diving accidents resulting in the bends, being hit by items such as sun umbrellas or even coconuts falling from trees. Occurrences of severe sunburn and dehydration are very common.

Hotels. Including balcony falls and swimming pools accidents. Gastro-enteritis is very common due to a significant change in diet or perhaps poor hygiene during food preparation / storage.

Remote locations. Increased chance of contracting tropical diseases. local medical facilities can be limited and this necessitates immediate medical evacuation.

Ski slopes. All winter sports destinations such as Austria, France, Italy, Switzerland, Andorra, USA & Canada

Top 5 ski injuries (Taken from a sample of 400 cases):
  • Knee ligament injuries (30% of all cases);
  • Fractured tibia;
  • Fractured / sprained wrists;
  • Back injuries;
  • Dislocated shoulders;
  •  

    Top 6 destinations where ski injuries occurred 1999-2000 season:

  • France: 45%
  • Austria: 19%
  • Italy: 18%
  • USA: 11%
  • Switzerland: 4%
  • Canada: 3%.

  • LongStay INS is a website to help you find Backpacker travel insurance .

    Travellers' Checklists

    To make sure you are well prepared and have a safe holiday, the Top 10 Summary of things to do before you go are...
    • Check the Foreign & Commonwealth Office (FCO) Travel Advice
    • Get long adventure travel insurance and check that the cover is appropriate.
    • Get a good guidebook and get to know your destination. Find out about local laws and customs.
    • Ensure you have a valid passport and necessary visas.
    • Check what vaccinations you need at least 6 weeks before you go.
    • Check to see if you need to take extra health precautions
    • Make sure your travel agent is an ABTA member and, if flying, make sure your holiday package is ATOL protected. If your travel involves passage on airlines with which you are unfamiliar, you may wish to check their safety and reliability with a reputable travel agent.
    • Make copies of your passport, insurance policy plus 24-hour emergency number, and ticket details – leave copies with family and friends.
    • Take enough money for your trip and some back-up funds eg travellers cheques, sterling or US dollars.
    • Leave a copy of your itinerary and a way of contacting you such as e-mail, with family and friends.



    Checklist

    Travel Advice


    Get adequate long stay travel insurance .

    • Make sure it includes comprehensive medical and repatriation cover.
    • Make sure it provides cover for your whole trip (whether one day or over a year).
    • Make sure it covers you for all activities, including hazardous sports.
    • Disclose pre-existing medical conditions.
    • Take your policy number and the 24-hour emergency number with you.
    • If you have any doubts about your cover, check with your insurer.
    Ensure you have a valid passport and the necessary visas.
    • Make sure your passport is valid for a minimum of six months at return date.
    • Take a photocopy with you and leave a copy at home.
    • Write the full details of your next of kin in your passport.
    • Make sure you have valid visas.
    • Take another form of ID with you (preferably with a photograph).
    Plan to stay healthy.
    • Check what vaccinations you need with your GP at least six weeks before you travel.
    • Check the advice at http://www.doh.gov.uk/traveladvice or http://www.fitfortravel.scot.nhs.uk/ .
    • Check if your medication is legal in the country you are visiting.
    • Pack your medication in your hand luggage.
    • If taking medication with you, also take the prescription and a GP's letter.
    • If travelling within the EEA (European Economic Area) get an E111 from the Post Office. (Countries in the EEA (European Economic Area) are: Austria, Belgium, Denmark, Finland, France, Germany, Gibraltar, Greece, Iceland, Ireland, Italy, Luxembourg, the Netherlands, Norway, Portugal, Spain, Sweden and the UK.)
    • Check to see if extra health precautions are needed for the country you are visiting (e.g. malaria zones).
    Know about where you are going.
    • Get a good guide book and look at the FCO country fact sheets.
    • Make sure you know about local laws especially relating to alcohol and drugs.
    • Make sure you know about local culture especially relating to dress codes.
    • Take a phrase book that you can use in emergencies.
    Make sure your travel agent is an ABTA member and, if flying, make sure your holiday package is ATOL protected.

    Plan ahead to avoid trouble. If your travel involves passage on airlines with which you are unfamiliar, you may wish to check their safety and reliability with a reputable travel agent.
    • Check the FCO up-to-date travel advice and travellers' tips.
    • Tell friends and family where you are going.
    • Contact family and friends if trouble flares up.
    Take enough money for your trip.
    • Check the validity, expiry dates and cash available on your credit or debit card(s).
    • Make sure you have back-up funds such as travellers cheques, sterling or US dollars.
    • Have a return ticket, or enough money to buy one.
    Leave copies of important information with family and friends.
    • A copy of your passport and details of your next of kin.
    • A copy of your insurance document plus the 24-hour emergency number.
    • A copy of your ticket details.
    • A copy of your itinerary and a way of contacting you such as e-mail.

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    Information on long stay travel insurance :

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  • If you are looking for Backpacker travel insurance , compare different Bicycling travel insurance web sites to find the cheapest one for you. The main long adventure travel insurance sites in the UK which offer the cheapest price for the best backpacker holiday insurance in the UK . can be found at LongStay INS .


     




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